Property ladder.

The Hubby and I have been talking about listing our townhome and upgrading to a bigger house with a basement suite.

There are a few out there that looks good on paper but you never know until you step into the house. We’re pretty good in looking past the furniture and decorations; we realize that all of that can change. It’s the structure of the house that we need to pay attention to.

Last weekend, we went to a couple of open houses and were disappointed to see that a lot of square footage was wasted in hallways, etc. We saw a place that boasted 6 bedrooms; it should have been 3 bedrooms. We want a house with lots of space and good bones for cheap, cheap, cheap! Ha, right.

The market right now is getting better but definitely not for the sellers. We’re probably not going to make any money on our home. BUT because our place is unique and shows well, there’s a high possibility that we can break even.

Anyway, lots to think about. I’m sure after tonight, we'll have a better idea if this is doable. We need to make an appointment with the bank as well to confirm our calculations.

I don’t want to get too excited just in case we can’t do it this year. But it would be so nice to own a house!

When The Hubby first brought this idea up, I went into panic mode and thought he was crazy. We just bought our townhome last April and now he wants to move again?

We plan to have children in the near future and what a great way to start a family – dirt poor.

Kidding.

After sulking for a day, I finally agreed with him. This is a great opportunity, and why not? We’ll only do this if we can afford it and still have some spending money for ourselves. We do not want to live paycheck to paycheck. So if this works out, awesome. If not, well, now it’s on our minds and when it’s time, we will be ready.

This is one of many reasons why I love him so much. He’s a risk taker and a smart one at that.

Let's try this one more time.

I started a blog a few months ago.

Lost it.

So here I am again.